Down Payment Assistance for First-Time Home Buyers Available in Maui County


July 29, 2021, 9:05 a.m. HST

The village of Kahoma currently offers 102 townhouses for the residential workforce in 17 villa buildings and 20 single family homes in the courtyards.

Maui County is accepting applications for its first-home down payment assistance program, the Department of Housing and Human Affairs said.

The program was established to help low and upper to moderate income households. The program offers first-time home buyers a down payment and / or closing cost assistance of up to 5% of the purchase price of the home, not to exceed $ 30,000. Candidates will be selected by drawing lots.

“This program can help working families in Maui County realize their dream of homeownership,” said Mayor Michael Victorino. “Those who qualify for the program must apply immediately. “

Those who cannot access an online request can call 808-270-7351 or come to the office to request further assistance. The Housing Division office is located at 2065 Main Street, Suite 108, Wailuku 96793.

Details of the program:

  • Applications are available online at:
  • A pre-approved credit letter (not prequalified) from a mortgage lender licensed to do business in Hawaii must be submitted with the completed application.
  • Completed application and credit pre-approval letter must be received no later than 4:30 p.m. Friday, August 27, 2021
  • The draw is scheduled for Friday, September 17, 2021 at 9 a.m. via BlueJeans Video Event. Registrations are compulsory.
  • Applicants must be a U.S. citizen and a resident of Maui County who agrees to occupy the purchased property as their primary residence.
  • Applicants can have a family income of 140 percent or less of the county’s median annual income (currently $ 134,260) for the tax year preceding the application and for the duration of the application process.
  • Applicants must not have a 50 percent or greater interest in fee simple or leasehold land suitable for residential purposes, as determined by the Director of Housing and Human Concerns, for a period of up to at least three calendar years before the date of submission of the application.
  • Applicants cannot have assets greater than $ 75,000, including cash (cash, checks, savings, certificate of deposit, etc.), securities, stocks or bonds. Retirement accounts and pension funds will not be included in determining an applicant’s total assets.

The maximum grant amount under this program must not exceed $ 30,000. The maximum amount of assistance to a borrower should not exceed 5% of the purchase price or appraised value of the residential property. The actual amount of aid will be determined on the basis of the needs demonstrated on a case-by-case basis.


For more information, contact Maelisa Calilao from the Housing Division Administrative Office at 270-7356. To register for the lottery, contact Jessica Crouse at [email protected] or 808-270-1741.


About Matthew R. Dailey

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