SberBank reduced the amount of the down payment when taking out a mortgage with two documents for the purchase of completed housing and under construction, as well as for a number of government programs. The minimum down payment for a mortgage without proof of income is now 10%.
The reduction of the down payment to 10% on presentation of two documents applies to the following mortgage programs: Purchase of a completed home and Purchase of a home under construction.
The amount of the deposit when taking out a mortgage on the basis of two documents has been reduced to 15% under the following state programs: State support 2020, mortgage for families with children and Far Eastern mortgage when buying a finished house or a new building.
To apply for a mortgage through DomClick, you will only need two documents: a passport and one of the following documents: SNILS (individual insurance account number), driver’s license, international passport, military service card or military or federal employee ID card. Calculate your home loan and apply online on DomClick.
Nikolay Vasyov, Vice President, Head of DomClick Division, Sberbank:
âSeveral interesting new features have been introduced under the special ‘Housing loan with two documents’ formula, including an increase in the maximum amount of a mortgage loan and the number of products. Now, without confirmation of income, you can build a house, buy a garage and a dacha. Accessibility has also been improved – the down payment is now 10% of the cost of the property. It is easier to take out a mortgage and the opportunities for clients are increasing.
Sberbank of Russia published this content on 23 December 2021 and is solely responsible for the information it contains. Distributed by Public, unedited and unmodified, on December 23, 2021 10:16:03 AM UTC.