Universal credit: payment in the event of explained difficulties

Many of us will experience difficult times at one point or another in our lives. This is when Social Security benefits come into effect.

You can ask for a different kind of help from the government if you need a financial boost and a little help in your day-to-day life.

If you claim Universal Credit , Jobseeker’s Allowance or Employment and Support Allowance, you may have seen your benefit payments fully suspended or reduced by the Department of Work and Pensions.

Read more: Universal Credit Christmas 2021 pay dates: When will I receive my benefit money?

If this has happened to you, don’t worry. While not ideal, if you’re struggling to pay for essentials, you may be eligible for payment that can help with those issues.

So what is a hardship payment and how do I get the money? Here’s what you need to know …

Universal credit: what is a hardship payment and how do I receive the money?

If you are applying for Universal Credit, Job Seeker’s Allowance, or Employment and Support Allowance, you may be able to get hardship allowance to cover essentials such as food and clothing.

However, in order to meet the criteria, you will need to have been sanctioned by the Department of Work and Pensions, which means that you will either receive a reduced benefit rate or no payment at all.

If you have universal credit, you will typically get a daily hardship payment rate of 60% of the penalty amount. The figure calculated by the government is the hardship rate multiplied by the number of days for which you were sanctioned.

Keep in mind that this really isn’t extra money – you’ll have to pay it back and when it comes out of your Universal Credit payment, you’ll notice less in your bank account than usual because of it.

If you are receiving employment and support allowance, you may also have been penalized and you, your partner and / or your child would face difficulties if the money was not paid. The reasons you might claim include food or health reasons. Contact your Jobcentre Plus if you wish to apply. You may not have to repay this money.

For the hardship payment of the Jobseeker’s Allowance, you will need to tell your Jobcentre coach why you need it. For example, you can’t buy food, pay your utility bills, or buy clothes for your kids. A health need or a disability can also be indicated on the application form. To obtain a hardship payment for jobseeker’s allowance, request a form from your local Jobcentre Plus.

If you do not wish to claim a hardship payment, you may be eligible for another government or local authority fund from a separate fund, program or grant. To verify a list of them this winter which was compiled by Birmingham Live .

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